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Where young children go, accidents follow, so it's crucial to choose the right child care insurance program for your center. The right program fully protects you when the unexpected occurs--whether it's a burst water pipe, a child's fall from the jungle gym, or a windstorm.
The right program also protects all types of licensed child care centers, including:
- Child and infant child care centers
- Before- and after-school day care
- Preschools
- Nursery schools
- Montessori schools
- Head Start programs
What Makes a Great Child Care Insurance Program?
Not all insurance programs are created equal, so choose carefully. Here's what to look for in a great child care insurance program:
- Does the company have a dedicated crisis response team, which can be called in at a moment's notice to help your center through serious or crisis situations?
Does the program provide hard-to-find liability coverages, like sexual abuse and child care providers/teachers professional, that are essential to fully protect your center?
- Does the company provide risk-management advice to make your center safer?
- Does the company's claims team have experience handling highly emotional claims involving children?
- Is the company rated "A" or better by independent insurance analyst A.M. Best?
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